Category Archives: Real Estate

I share my experiences while navigating the trenches of the Santa Clarita Valley & San Fernando Valley real estate market with Buyers and Sellers. Offer helpful tips, and information to my readers.

What is a short sale

A Short Sale, also known as a Pre-Foreclosure happens when a borrower/home owner owes more on their property than what the current market value is. In this type of sale/transaction the Seller is asking the lender(s) to take less than … Continue reading

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Locking your interest rate for your home loan

Step 2. (Confirm/lock rate) At this stage you are already been pre-qualified by your loan officer and his file already includes your income and asset documentation which should have been collected in step 1. At this stage you have selected … Continue reading

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My offer was accepted, now what happens

Congratulations! Your offer was accepted… now what? Escrow is opened, and the purchase process officially begins. Throughout this process you must be prepared for a busy couple weeks. You will be in and out of escrow, meeting with your lender, … Continue reading

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Making an offer on a house

So you have looked at quite a few homes, have found a home that interests you, and want to submit an offer to try and purchase the home. To do this, sit down with your Agent, review comparable sales, discuss … Continue reading

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Shopping for a house

By this point you should have chosen a REALTOR® to represent you, spoken to a Lender and have your Pre-Approval in hand. Now it’s finally time to get out and start looking at homes! Tell your Real Estate Agent what … Continue reading

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How much house can I afford? Get Pre-Approved

If you have not done so already, talk to a lender and get “Pre-Qualified”, or better yet “Pre-Approved”. Since lending guidelines have changed so much recently (making it harder to obtain financing) many Buyers do not understand what a mortgage … Continue reading

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